Some of the best tools out there are cloud-based. Many on this list store your information online. If they are somehow compromised, they potentially could leak your data. The ones that do not store your data in the cloud are less powerful, but … they don't store your data in the cloud.
Moneydance Personal Finance, which is included in the list above, is one alternative that is a local program and stores your financial data locally. It still has the functionality of pulling data from hundreds of financial institutions so it will still save you time. Tiller is a tool that integrates with a Google Sheet which is cloud-based and Microsoft Excel which local. They do store some of your information since they have to get the credentials to pull your data but it's not like other services that contain the credentials and the data.
Any cloud-based alternative will work on the PC and a Mac. It's cloud-based so they work in your browser, which makes them operating system agnostic. If you want a piece of personal finance software designed specifically to run on Macs, Banktivity is your best option. It's one of the few personal finance applications built specifically for the MacOS and it has the richest feature-set.
Most importantly, especially if you use an iPhone or iPad, it seamlessly integrates among the three. I haven't used Quickbooks and I'm not familiar with the world of accounting, but GnuCash is often cited as a powerful and free alternative to Quickbooks and Quicken. It has a lot of features present in accounting software, like double-entry accounting and small business accounting, but many folks have success using it as a personal accounting software package.
It's a software program you download and install locally, which means it's not cloud-based, and it's completely free. Safe deposit boxes also called safety deposit boxes can be a valuable tool for keeping important items safe. Earnin is a popular fintech app designed to give you early access to your paycheck without a high-interest payday loan. Other features include low balance alerts and the chance to win free cash when you put money into savings. Here are 16 other apps that provide similar features to Earnin.
Chexsystems is like a credit-reporting agency for bank accounts. Unfortunately, a low Chexsystems score can make it difficult to open a checking account. If you're struggling with a low Chexsystems score, here's a list of fifteen banks that don't use Chexsystems, where you can open an account.
Reverse mortgages have been growing in popularity in the last few years, due to a combination of factors. In addition to rising property values and higher living costs, millions of seniors on fixed incomes are using reverse mortgages to remain in their homes. But how does a reverse mortgage work, and is it right for you? Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. Jim has a B. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.
One of his favorite tools here's my treasure chest of tools, , everything I use is Personal Capital , which enables him to manage his finances in just minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free. He is also diversifying his investment portfolio by adding a little bit of real estate.
But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader. Recently, he's invested in a few pieces of art on Masterworks too. Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities. Save my name, email, and website in this browser for the next time I comment.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. The only option for me has been Moneydance. It did not import from quicken correctly, but I have been able to manipulate the data enough that it works just fine. It actually downloads data much cleaner than quicken.
Although nothing is going to be absolutely perfect, this program is very close compared to Quicken. Very informative thread. However, with a new computer running Mac OS Big Sur, the program is no longer supported and I have to move to the online version of Quicken. So much for quicken. Does anyone have a recommendation for a good, basic check register that will let me reconcile accounts and assemble categories for end-of-year tax prep? Microsoft Money is free and comes with every copy of Windows, in the App section.
It was excluded because it was last released over 10 years ago 14 years in fact and is no longer being supported by Microsoft.
OMGosh, thank you thank you for reseraching and writing this article. You are an angel and a genius. Thank you again. Now you can download Quicken and license it. But now, Quicken has joined the likes of money-grubbing scum like Adobe, Microsoft and the like that rip you off each year with a hefty subscription fee. Gone were the days when you purchased a software product, validated the license, and used it until you either wanted to upgrade or, unfortunately, had to.
See More Comments. Skip to primary navigation Skip to main content Skip to primary sidebar If you're looking for an alternative to Quicken, you're in the right place. The bottom line: If you're tired of Quicken, its support and sync issues, and want a suitable free alternative or replacement — we have some options.
It has a solid suite of investment tools, a robust budgeting system, and portfolio analysis that beats the rest. Tiller Money — Hands down the best spreadsheet automation tool on the market. If you want to move to a spreadsheet you can customize to exactly what you need, Tiller Money will pull the data for you. You can build it from scratch or use a template, and Tiller Money will save you a ton of time and hassle.
Personal Capital. What is the best free alternative to Quicken? Customized Categories. If you have a lot of transactions across different bank and credit card accounts, this provides a handy aggregate view of everything together.
Spending analysis. For the most part, this template is about budgeting and spending. Once have all your transactions imported and categories, it will generate some basic charts and provide some simple insights into your expenses.
Here are some examples:. The main differences are that there are no pesky advertisements inside your own Excel worksheet, while the Mint smartphone app may be more convenient. Missing: Holdings, asset allocation, performance tracking. I am able to connect to an investment account, but it only shows me the total dollar balance. There is no data on individual holdings, no asset allocation breakdown, no performance tracking. Missing: Investment transaction list. It would be nice just to see the last 10 transactions, for example.
For now, I will have to stick with my existing system using both Personal Capital and a custom Google Spreadsheet to track my investment holdings. The Personal Capital financial tracking app free, my review automatically logs into my accounts, adds up my balances, tracks my performance, and calculates my asset allocation.
Then, I use my manual Google Spreadsheet free, instructions to help me calculate how much I need in each asset class to rebalance back towards my target asset allocation. Bottom line. It can help you with monthly budgeting, but not much beyond that. I hope that in the future they expand it to investment accounts and allow you to have more control over your data. It would also be nice if they made it free for everyone with access to Excel, not just Microsoft Family and Personal subscribers.
Everything you find lacking in this Excel template, and the other programs you mention, is handled very nicely in MMS. Had you tried it out, as I had recommended back then, you would probably still be using it, as it is still superior to any other personal financial software in existence! Thanks for maintaining a useful resource for others. Now, if I am correct it still requires you to log into each account and download a. Also, I use a Mac and using a Windows emulator would be more time and effort.
Again, I referred you to my blog, as the sticky 1st post describes how to avoid manually getting quotes and statements. Have you ever done a Quicken review? I continue to look for a good alternative to Quicken, but have not found one. Not free, but it allows me to do everything in one place.
I maintain that Microsoft Money Sunset is a much better alternative than Quicken. I tried out Quicken for 2 or 3 days, and went back! The author of the data converter from Microsoft Money to Quicken , a few years back, is still using Money too, as he found Quicken to be very quirky.
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